Craig Bower

Specialties & Capabilities

• Standard Residential Closings

Languages Spoken

English

Padgett Law Group distinguishes itself as a comprehensive legal partner specializing in default resolution for mortgage servicers and institutional lenders. With a unique approach, they expertly navigate borrower-represented, litigation-impacted, and bankruptcy-interrupted default activities across a broad national footprint. Their integrated legal services encompass the entire default lifecycle, from pre-foreclosure loss mitigation and portfolio audits to bankruptcy-integrated foreclosure, litigation-triggered enforcement, and post-judgment recovery.

The firm offers a robust suite of services including Foreclosure, preserving enforcement rights across residential, commercial, and manufactured housing; Bankruptcy, seamlessly representing interests when filings impact enforcement strategy; and Litigation, tackling contested matters to protect portfolio performance. Additionally, Padgett provides guidance on Regulatory Affairs to mitigate risk and manage default timelines, and comprehensive Post-Foreclosure services such as eviction, REO, title, and closing.

With nearly 30 years of experience, Padgett's Closing Services Group handles all types of commercial and residential real estate transactions. Their in-house title and escrow team are adept at a wide range of services including Escrow Services, Contract Preparation or Review, Mortgage and Deed Preparation, Closing and Document Preparation, Funds Disbursement, Business Transfers, Easements, Corrective Documents, Title Insurance, and Escrow Agreements. They are particularly skilled in title curative services, resolving complex issues to ensure smooth closings. Padgett's national platform and presence in 13 states, including Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Kentucky, Mississippi, New Jersey, Ohio, Pennsylvania, Tennessee, and Texas, ensure coordinated legal support and efficient default resolution for their clients.